GTBANK Cash Back

Some banks make you pay for checking. GTBANK, however, pays you — enjoy 3% cash back on your debit card purchases with free GTBANK Cash Back® checking.*

 

We'll even refund your ATM fees, nationwide.* So no matter where you are in the United States, you can access your funds hassle-free. That's GTBANK® — free checking that pays you, instead of the other way around.

 

Please note: eDocuments (eStatements) are a condition of having this account. If you do not receive your monthly statements electronically, you will be charged a $3.00 fee per statement cycle.

 

Earning your rewards is simple. In fact, the things you have to do to "qualify" are things that make banking easier anyway. To earn your rewards, just do the following transactions and activities in your GTBANK Cash Back account during each Monthly Qualification Cycle:

 

And if for some reason you don't qualify one month, don't worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

 

*Minimum to open is $50. When monthly qualifications are met, you receive 3% cash back on debit card point of sale purchases (excluding returns) that post to and clear your account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle.

 

To qualify for GTBANK Cash Back rewards, you must : (1) Have at least twelve (12) debit card point of sale transactions post and clear your account per monthly "qualification cycle" (Does not include ATM transactions); (2) Sign into online banking at least once per monthly "qualification cycle"; and (3) Have at least one (1) direct deposit or automatic debit post and clear your account per monthly "qualification cycle". Qualifying transactions must post to and clear your account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear your account. ATM-processed transactions do not count towards qualifying debit card transactions.

 

Also, if monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle" means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month.